Compare Car Insurance by State

Car insurance rates vary by over $2,000 between states. Browse average premiums, minimum requirements, and top carriers for every state.

National Average

$2,314/yr

Most Expensive

Michigan ($3,470/yr)

Cheapest

Maine ($1,365/yr)

All 51 States

AL

Alabama

$2,297/yr

$191/mo avg

Below national average
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AK

Alaska

$1,681/yr

$140/mo avg

Below national average
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AZ

Arizona

$2,629/yr

$219/mo avg

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AR

Arkansas

$1,975/yr

$165/mo avg

Below national average
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CA

California

$2,500/yr

$208/mo avg

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CO

Colorado

$2,651/yr

$221/mo avg

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CT

Connecticut

$2,475/yr

$206/mo avg

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DE

Delaware

$2,350/yr

$196/mo avg

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DC

District of Columbia

$2,525/yr

$210/mo avg

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FL

Florida

$3,244/yr

$270/mo avg

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GA

Georgia

$2,641/yr

$220/mo avg

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HI

Hawaii

$1,618/yr

$135/mo avg

Below national average
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ID

Idaho

$1,460/yr

$122/mo avg

Below national average
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IL

Illinois

$2,207/yr

$184/mo avg

Below national average
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IN

Indiana

$1,860/yr

$155/mo avg

Below national average
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IA

Iowa

$1,700/yr

$142/mo avg

Below national average
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KS

Kansas

$2,350/yr

$196/mo avg

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KY

Kentucky

$2,718/yr

$227/mo avg

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LA

Louisiana

$3,310/yr

$276/mo avg

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ME

Maine

$1,365/yr

$114/mo avg

Below national average
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MD

Maryland

$2,357/yr

$196/mo avg

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MA

Massachusetts

$2,007/yr

$167/mo avg

Below national average
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MI

Michigan

$3,470/yr

$289/mo avg

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MN

Minnesota

$1,960/yr

$163/mo avg

Below national average
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MS

Mississippi

$2,270/yr

$189/mo avg

Below national average
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MO

Missouri

$2,355/yr

$196/mo avg

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MT

Montana

$2,074/yr

$173/mo avg

Below national average
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NE

Nebraska

$2,100/yr

$175/mo avg

Below national average
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NV

Nevada

$2,833/yr

$236/mo avg

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NH

New Hampshire

$1,422/yr

$119/mo avg

Below national average
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NJ

New Jersey

$2,651/yr

$221/mo avg

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NM

New Mexico

$2,165/yr

$180/mo avg

Below national average
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NY

New York

$3,190/yr

$266/mo avg

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NC

North Carolina

$1,793/yr

$149/mo avg

Below national average
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ND

North Dakota

$1,700/yr

$142/mo avg

Below national average
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OH

Ohio

$1,872/yr

$156/mo avg

Below national average
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OK

Oklahoma

$2,549/yr

$212/mo avg

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OR

Oregon

$2,320/yr

$193/mo avg

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PA

Pennsylvania

$2,210/yr

$184/mo avg

Below national average
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RI

Rhode Island

$2,590/yr

$216/mo avg

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SC

South Carolina

$2,288/yr

$191/mo avg

Below national average
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SD

South Dakota

$1,808/yr

$151/mo avg

Below national average
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TN

Tennessee

$2,190/yr

$183/mo avg

Below national average
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TX

Texas

$2,800/yr

$233/mo avg

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UT

Utah

$2,283/yr

$190/mo avg

Below national average
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VT

Vermont

$1,610/yr

$134/mo avg

Below national average
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VA

Virginia

$1,850/yr

$154/mo avg

Below national average
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WA

Washington

$2,433/yr

$203/mo avg

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WV

West Virginia

$2,557/yr

$213/mo avg

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WI

Wisconsin

$1,902/yr

$159/mo avg

Below national average
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WY

Wyoming

$1,760/yr

$147/mo avg

Below national average
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Disclaimer: Average premium data is sourced from the Insurance Information Institute and other publicly available sources using 2024-2025 data. Actual rates vary based on driver age, driving history, vehicle, coverage level, and other factors. These averages are for full-coverage policies and are provided for comparison purposes only. Always get personalized quotes from carriers for accurate pricing.